Congress Sends Anti-CBDC Housing Bill To Trump After House Vote
Summary
Congress sent the 21st Century ROAD to Housing Act to President Trump after strong bipartisan House approval. Although mainly a housing bill, it includes language barring federal development of a central bank digital currency through 2030. The provision does not affect private stablecoins, tokenized deposits, or blockchain settlement tests; it only limits a Fed-backed retail CBDC. Its significance is political as well as substantive: placing anti-CBDC rules in a broad, popular housing package gives them a stronger path than a standalone crypto bill. The move signals a U.S. policy tilt toward private digital assets and skepticism toward a government-issued digital dollar.
