27% of Koreans Aged 20–50 Hold Crypto, 70% Plan More Investments
More than 25% of South Koreans aged 20 to 50 own digital assets, with crypto investments constituting 14% of their financial portfolios. Participation is highest among those in their 40s (31%), followed by 30s (28%) and 50s (25%). 78% of respondents in their 50s use crypto to accumulate funds, and 53% prepare for retirement through these investments. Key motivations for investing include growth potential, diversification, and structured savings plans. Interest in expanding crypto investments is strong, with 70% of respondents expressing intent to invest more, particularly if traditional financial institutions increase their involvement. Regular crypto purchases have risen from 10% to 34%, and mid-term trading increased from 26% to 47%. Bitcoin remains the primary asset, with 60% of investors holding it. Concerns about market volatility (56%) and risks of fraud are prevalent. Economic pressures, including high youth unemployment at 6.6%, drive many young Koreans toward crypto as a viable investment option.
