77% of Americans see crypto in retirement plans as risky: Survey
A new National Institute on Retirement Security survey found strong skepticism toward crypto in workplace retirement plans: 77% of Americans view it as risky, including 46% who say it is very risky, and 53% oppose employers offering it as an investment option. Concerns are rising alongside broader retirement insecurity: 80% say the U.S. faces a retirement crisis, 61% worry about achieving retirement financial security, 68% say saving for retirement is getting harder, and 77% say debt is blocking adequate saving. At the same time, federal policy has moved in the opposite direction. The Labor Department shifted to a neutral stance on crypto in 401(k)s after earlier cautionary guidance, and a Trump executive order directed agencies to expand access to alternative assets, including digital-asset vehicles, in retirement plans. A later Labor proposal outlined conditions for including such assets, but it has drawn criticism from lawmakers over volatility and investor protections.
