RWA Tokenization Is Already Disrupting Finance in 2026: Crypto Exec
Tokenization is expected to transform the financial industry more rapidly than digitalization disrupted traditional media, forcing traditional institutions to evolve. Real-world asset tokenization, which puts conventional assets on blockchains, is already being adopted by major players like BlackRock and Franklin Templeton, who offer tokenized funds and money market products. Global banks are testing blockchain-based settlement and deposits. Established financial firms, like Citi and JPMorgan Chase, are expected to persist but must adapt, similar to media companies after the digital shift. The winners in tokenized finance will be those embracing change rather than resisting it. Tokenization brings benefits such as 24/7 market access, global asset reach, lower transaction costs through fewer intermediaries, and near-instant settlements. Major regulatory and clearing institutions, including the SEC, CFTC, and DTCC, are preparing for this shift, with the DTCC approved to launch tokenized US Treasuries and stock indexes in 2026—signaling a fundamental change from current market operations that shut down outside business hours.
