The facet of TradFi most ripe for disruption is equities
Most of the global population lacks access to traditional wealth-building opportunities, particularly in equities, where the top 10% of earners in the US own over 90% of stocks. Barriers include limited financial literacy, inadequate digital tools, and high minimum investment requirements. Traditional finance (TradFi) relies on outdated infrastructure, leading to inaccurate pricing data, strict execution processes, and slow settlement times, which favor the wealthy. Decentralized finance (DeFi) can address these issues by providing real-time pricing data, enabling fractional ownership through tokenized equities, and facilitating instantaneous settlements via blockchain technology. This shift could democratize access to equities, helping to close the wealth gap and empower individuals globally.
