Senator Elizabeth Warren is pressing the SEC for details on how it will protect retirement savers as the Trump administration pushes to include cryptocurrencies in 401(k) plans. Warren’s inquiry follows an August 2025 executive order directing agencies to reconsider investment rules for retirement accounts despite recent crypto market volatility. She warns that such integration could expose workers to higher fees, reduced transparency, greater risks of large losses, and limit the SEC’s oversight of crypto. Warren also highlights possible financial conflicts of interest for President Trump, noting reports of over $1.2 billion in crypto gains by Trump and his family since his return to office. She cautions that proposed market-structure laws might allow some crypto products to evade securities regulations and disclosure rules. Warren’s letter asks how the SEC is ensuring proper disclosure, monitoring for market manipulation, and educating investors as crypto gains greater access to retirement platforms. She underscores that allowing volatile crypto assets in 401(k)s could jeopardize Americans’ long-term financial security, and requests answers from the SEC by January 27. Recent wild fluctuations in Bitcoin’s price have intensified concerns over crypto’s suitability for retirement savings.