Stablecoin remittances cost 84% less than traditional transfers, report finds

Stablecoin remittances cost 84% less than traditional transfers, report finds

Summary

A Borderless.xyz report says stablecoin-funded remittances cost a median 1% for a $200 transfer, versus 6.36% for traditional services, with notable savings in Sub-Saharan Africa and Latin America. Stablecoin business transfers are also cheaper than bank wires. Local payouts can settle in minutes compared with typically next-business-day SWIFT transfers, but reliability varies: completion rates ranged from 98.6% in Mexico to 73% in Costa Rica. The report’s figures compare Borderless pricing from Q3 2026 with World Bank data from Q3 2025.